Wayne Smith

Being a townhome owner comes with plenty of worries. You want to make sure your condo and personal property in it are protected in the event of some unexpected catastrophe or trouble. And you also want to be sure you have liability coverage in case someone hurts themselves on your property.

Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm Condominium Unitowners policy. Condo unitowners insurance protects more than your condo's structure. It protects both your condo and your precious belongings. If your condo is affected by a fire or a burglary, you may have damage to the items inside your condo as well as damage to the townhouse itself. Without insurance to cover your possessions, the cost of replacing your items could fall on you. Some of the things you own can be covered if they are damaged even when they are outside of your condo. If your bicycle is stolen from work, a condo insurance policy may cover its replacement. Dependable coverage like this is why Asheville condo unitowners choose State Farm insurance. State Farm Agent Wayne Smith can help offer options for the level of coverage you have in mind. If troubles like drain backups, wind and hail damage, or identity theft find you, Agent Wayne Smith can be there to assist you in submitting your claim.